Is Crypto Fund Trader legit?

Who runs Crypto Fund Trader

The site names SWISS RLCRATES AG, Bahnhofstrasse 21, 6300 Zug, Switzerland, with the Swiss company number CHE-162.567.204. Switzerland’s federal company register (UID register) lists it as an active company limited by shares, entered in the commercial register, with its address given as c/o Charles Russell Speechlys AG, Bahnhofstrasse 21, Zug.

CFT’s own footer adds three things worth knowing. SWISS RLCRATES AG describes itself as a provider of educational services. It acts as a payment and marketing agent for RLCRATES, S.L., the company that provides the MetaTrader 5 service. And it states that it is not authorized or licensed in Switzerland and does not carry out regulated activities.

The FINMA warning-list entry

FINMA’s warning list names companies that are not authorized and may be engaging in financial market activity without the required license. The entry for “Cryptofundtrader” names the website www.cryptofundtrader.com and the Zug address, states that the name is not entered in the commercial register, and is dated 23 August 2024. It was still online on 30 September 2026.

A listing is a public alert about a missing authorization. It is not a court ruling, and FINMA does not say on the entry what, if anything, it expects the firm to do. The company that runs the site, SWISS RLCRATES AG, is itself registered in Zug. You can read the entry yourself: FINMA’s warning list.

How the business works

New to prop firms? What a crypto prop firm is explains the model in five minutes.

You pay a fee for an evaluation on a simulated account. If you reach the targets without breaking a rule, you move to a funded stage, still simulated, and can ask for a reward based on your simulated profit. CFT’s FAQ is explicit: rewards “do not represent actual market profits”.

In practice, the money at risk is the fee you pay. Whether you get paid afterwards depends on keeping to every rule of your program and on CFT honoring its own terms. That is why we read the rules line by line: Crypto Fund Trader rules.

What we checked, and what we could not

• Checked: the rules and prices on CFT’s FAQ and shop, on 29 September 2026.
• Checked: the company number in Switzerland’s federal company register, and FINMA’s warning-list entry, on 30 September 2026.
• Checked: CFT publishes a “Proof of Scholarship Reserves” page with a reserve figure it says is updated daily. It is CFT’s own statement, not an independent audit.
• Not checked yet: a payout of our own. We have not bought a challenge. When we do, this page will carry the record: dates, screenshots, and how long the payout took.

When you read other traders’ reviews, look for detailed payout stories with dates and amounts rather than star ratings.

Before you buy

• Read the rules of the exact program you buy: they differ a lot. Programs compared.
• Start with a small account. The 1-Phase $5,000 costs $40.
• Check that your country and platform are accepted. US traders.
• Keep screenshots of your trades and of any rule message from CFT.
• Only pay a fee you can afford to lose. Risk warning.

FAQ

Is Crypto Fund Trader regulated?

No. CFT says SWISS RLCRATES AG is not authorized or licensed in Switzerland and does not carry out regulated activities. Like most prop firms, it sells evaluations on simulated accounts rather than investment services.

Is Crypto Fund Trader a scam?

We have no evidence that it is, and no payout of our own to report yet. What we can say is factual: a registered company runs it, its rules are published in detail, and FINMA lists its website as possibly operating without authorisation. Decide with all three in mind.

Does Crypto Fund Trader pay out?

CFT says rewards are processed in about 8 hours on average and up to 48 business hours, after KYC. We have not tested a payout ourselves yet.