Short answer
Crypto Fund Trader’s Break program is the only true pay-after-you-pass option among the nine firms we checked: $70 up front for a $25,000 account, then an activation fee of $138 only if you pass. The alternative is a refundable fee: HyroTrader, FTMO (2-Step), Mubite (Two-Step) and FundedNext (Stellar 2-Step) pay the fee back with the first payout.
What a $25,000 account costs you
| Firm and program | Paid up front | Paid later | Cost if you fail | Cost once you are paid |
|---|---|---|---|---|
| Crypto Fund Trader Break | $70 | $138 activation, only if you pass | $70 | $208 |
| FundedNext Stellar 2-Step | $199.99 | Refunded with the first reward | $199.99 | $0 |
| Crypto Fund Trader 1-Phase | $219 | Nothing | $219 | $219 |
| HyroTrader Two-Step | $249 | Refunded with the first payout | $249 | $0 |
| Mubite Two-Step | $249 | Refunded with the first payout | $249 | $0 |
| Bitfunded 2-Step | $249 | Refunded with the third payout, per its FAQ | $249 | $0 after three payouts |
| FTMO 2-Step ($25,000) | €250 | Refunded with the first reward | €250 | €0 |
Sorted by the cost if you fail. BrightFunded refunds only with a paid add-on, Breakout never refunds, and Klein Funding’s pages contradict each other on refunds.
Which is cheaper?
It depends on whether you pass. If you fail, Break costs least: $70 lost, against about $200 to $250 elsewhere. If you pass and get paid, a refundable fee ends up free, while Break has cost you $208. Break suits traders who expect a few failed attempts; a refundable fee suits traders confident of passing and reaching a payout.
How Crypto Fund Trader’s Break works
| Account | Entry fee | Activation fee, if you pass | Profit target | Trailing loss limit |
|---|---|---|---|---|
| $25,000 | $70 | $138 | $1,250 | 4% of the highest balance |
| $50,000 | $139 | $198 | $3,000 | 4% of the highest balance |
| $100,000 | $199 | $328 | $6,000 | 3% of the highest balance |
- You have 30 days after passing to pay the activation fee.
- No daily loss limit is listed; the trailing limit counts open and closed losses.
- Funded Break accounts pay out on demand, with no minimum trading days, subject to a 40% consistency rule.
- Leverage is 1:100 on every Break account; you can hold up to five funded Break accounts.
Full rules: Crypto Fund Trader programs compared.
See Break accounts on Crypto Fund Trader’s site
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Refundable fees, firm by firm
- HyroTrader: the “refundable challenge deposit” comes back in full with the first payout, on both programs.
- FTMO: 2-Step fees come back with the first reward; 1-Step fees do not.
- Mubite: Two-Step fees come back with the first payout; One-Step and Instant fees do not, per its pricing page.
- FundedNext: Stellar 2-Step with the first reward; 1-Step and Lite with the third.
- Bitfunded: 2-Step fees with the third payout, per its FAQ; its terms say the first.
FAQ
What does “pay after you pass” mean?
You pay a small entry fee to start, and the rest only once you have passed the evaluation. If you fail, you only lose the entry fee.
Which crypto prop firms offer pay after you pass?
Among the nine firms we checked, only Crypto Fund Trader, with its Break accounts.
Do you get the Break entry fee back?
No. Crypto Fund Trader refunds a purchase only within 14 days and only if no position was opened.