Short answer
Five firms sell instant accounts: FundedNext, Klein Funding, Mubite, Crypto Fund Trader and Bitfunded. For a $5,000 account they charge from $149.99 to $249. You skip the evaluation, but you pay several times more per dollar of account, start with a lower profit share, and trade under tight limits.
Instant accounts compared
| Firm and program | $5,000 account | Sizes | Loss rules | Profit share | Leverage on crypto |
|---|---|---|---|---|---|
| FundedNext Stellar Instant | $149.99 | $2,000 to $20,000 | No daily limit; 6% trailing floor | 70%, then 80% from tier 3 | 1:1, weekdays only |
| Klein Funding Bybit Instant Pro | $172.80 | $1,250 to $50,000 | 8% trailing or 6% floor; daily limit at half | 70% (80% or 90% for more) | Up to 1:100 |
| Mubite Instant Funding | $225 | $1,250 to $100,000 | No daily limit; 10% floor that locks 5% under equity once you are up 5% | 70% (80% as an add-on) | Up to 1:100 |
| Crypto Fund Trader Instant | $240 | $2,500 to $10,000, doubling to $1,280,000 | 4% daily, 6% overall | 50%, rising to 90% as the account doubles | 1:5 |
| Bitfunded Instant Funding | $249 | $2,500 to $10,000 | 3% daily (4% in its FAQ), 6% fixed floor | 60% | 1x to 5x |
Sorted by the price of a $5,000 account. Breakout, BrightFunded, FTMO and HyroTrader sell no instant accounts.
What you give up
- Price: a $5,000 instant account costs $240 at Crypto Fund Trader, against $40 for a $5,000 1-Phase evaluation.
- Profit share: 50% to 70% at first, against 80% on most evaluations.
- Limits: loss floors of 6% or less, and payout conditions such as Mubite’s 14 days and 5% profit before the first payout.
The five firms
FundedNext
The cheapest instant account here, with no daily limit. But crypto is a side market at FundedNext: 9 CFDs, closed at weekends, at 1:1. Sources, read on 30 September 2026: Programs and prices · Crypto · US traders · Payouts · Stellar Instant.
Klein Funding
Bybit-based, from $1,250, with leverage up to 1:100. Payouts need 3 trading days and 4% profit; its pages contradict each other on several rules. Sources, read on 30 September 2026: Prices · Bybit rules · Bybit connection · Payouts · Terms.
Mubite
No daily limit and up to 1:100. The floor starts 10% under the balance and locks 5% under equity once you are up 5%. The first payout needs 14 days and 5% profit, and each payout is capped at 5% of the account. Sources, read on 30 September 2026: Prices and rules · Challenge rules · Platforms · Payouts · Countries.
Crypto Fund Trader
The only instant account here that scales by itself: each 10% gain lets you take a reward and double the account, up to $1,280,000, while the profit share climbs from 50% to 90%. You can hold up to three at once, on Bybit, Match-Trader or MT5. The limits are tight: 4% daily, 6% overall, 1:5 on crypto.
See Crypto Fund Trader’s Instant accounts
Visit Crypto Fund TraderWe may earn a commission on your first purchase through this link. Your price stays the same.
Bitfunded
From $2,500, on its own platform, with a 60% profit share and one payout a month. Sources, read on 30 September 2026: FAQ · Prices · Loss limits · Payouts · Terms.
FAQ
What is instant funding?
An account you trade for rewards from day one, with no evaluation to pass. You pay more and accept tighter rules instead.
Which crypto prop firm has the cheapest instant funding?
FundedNext, at $149.99 for $5,000, on 9 crypto CFDs. Among crypto-first firms, Klein Funding at $172.80.
Is instant funding worth it?
Only if you are sure of your risk control: per dollar of account, it costs several times more than an evaluation, and the profit share starts lower.